Get to know your three plan options:

Standard copay plan

The standard copay plan provides both in-network and out-of-network coverage, but you won't need to meet a deductible when you use in-network providers. Plus no in-network coinsurance. You won’t have to figure out what percentage of the cost you’ll owe for in-network care. Instead, you’ll pay a flat fee, called a copay. With a predictable copay, you’ll know what to expect when you need care. Your first visit to a primary care doctor (new or current doctor)* and/or a mental health and substance abuse disorders provider** will cost you nothing. The first free visit is available to you and each of your covered family members. Preventive care visits (for checkups, screenings or shots) won’t be counted as your first visit. These services are already free.

This plan has a combined out-of-pocket maximum for medical services and prescription drugs. Now you won’t need to meet separate maximums, so you’ll save money. When you reach the combined out-of-pocket maximum, the plan will pay 100% of covered medical and prescription drug costs for the rest of the plan year. The standard copay plan offers more than 60 chronic prescription drugs for free. These are drugs used to treat conditions such as heart disease, high blood pressure and diabetes. For a complete list, visit express-scripts.com/amazon.

The basics

  • No in-network deductible
  • Preventive care visits are free
  • Predictable copays
  • First visits are free to primary care doctors, mental health providers and substance abuse disorders providers
  • Combined out-of-pocket maximum for medical and prescription drugs

*For example, general medicine and internal medicine doctors, ob/gyns and pediatricians

**For example, licensed family therapists, psychiatrists, alcohol and drug counselors, and advanced practice nurses in the field of mental health or substance abuse disorders


Shared deductible copay plan

With the shared deductible copay plan, you won’t have to figure out what percentage of the cost you’ll owe for in-network care. Instead of in-network coinsurance, you’ll pay a flat fee, called a copay, for covered services. With a predictable copay, you’ll know what to expect when you need care. Your first visit to a primary care doctor (new or current doctor)* and/or a mental health and substance abuse disorders provider** will cost you nothing. The first free visit is available to you and each of your covered family members. Preventive care visits (for checkups, screenings or shots) won’t be counted as your first visit. These services are already free.

This plan has a combined out-of-pocket maximum for medical services and prescription drugs. Now you won’t need to meet separate maximums, so you’ll save money. When you reach the combined out-of-pocket maximum, the plan will pay 100% of covered medical and prescription drug costs for the rest of the plan year. The standard copay plan offers more than 60 chronic prescription drugs for free. These are drugs used to treat conditions such as heart disease, high blood pressure and diabetes. For a complete list, visit express-scripts.com/amazon.

The basics

  • Preventive care visits are free
  • Predictable copays
  • First visits are free to primary care doctors, mental health providers and substance abuse disorders providers
  • Combined out-of-pocket maximum for medical and prescription drugs

*For example, general medicine and internal medicine doctors, ob/gyns and pediatricians

**For example, licensed family therapists, psychiatrists, alcohol and drug counselors, and advanced practice nurses in the field of mental health or substance abuse disorders


Health savings plan

The health savings plan is a high-deductible health plan that comes with a health savings account (HSA). An HSA is a company-funded account you can contribute pretax dollars to. Company contributions are not funded up front but throughout the plan year. You can choose to use HSA money to cover immediate costs or for future expenses. The money in your HSA earns interest and has investment options, which means your balance can increase or decrease depending on these investments. If you don’t use all the money in your HSA during the plan year, the remaining amount stays in your account even if you change plans, retire or leave the company. 

The basics

  • Low paycheck contributions
  • High deductible
  • Higher out-of-pocket maximum
  • Combined deductible for medical and prescription drugs
  • Access to out-of-network coverage
  • No referrals needed to see specialists
  • 100 percent coverage for preventive services
  • Company-funded HSA
  • No flexible spending account (FSA)

For help and information

Need to know more about your plan’s new features and benefits? For answers to your benefits questions, call your Aetna Concierge 24/7 at 1-866-574-9124.


Get more details, including a printable version of your plan options.

Download printable version


Additional Member Benefits 

Autism spectrum disorder benefits

The ASD benefit covers these services:

  • Occupational, speech and physical therapies
  • Behavioral health treatment
  • Applied behavior analysis (ABA)

Please review this guide to understand this benefit and how to use it. You can take this information to appointments so your health care professionals are aware of your coverage.

Transgender benefits

Your Aetna medical plan covers medically necessary services for gender dysphoria based on the Standards of Care published by the World Professional Association for Transgender Health (WPATH).

This guide can help you understand your benefits and how to use them. It also includes information on how to access doctors, hospitals and other services, and receive reimbursement for your treatment costs. Share this information with your doctors so they are aware of your coverage.

Tips to get the most from these benefits

1. If you have any questions about your ASD or transgender benefits, claims or the precertification process, call your 24/7 Aetna Concierge at 1-866-574-9124, or you can contact us through your secure member website.

2. Review these guides that'll help you navigate through finding health care professionals to filing claims.

3. Complete the Precertification/Preauthorization Nonparticipating Provider Request form if your provider is not in the network.