Your plan options are changing for 2025
You now have two plan options: the Health Savings Plan and the new Premium Plan. The Premium Plan is replacing the Shared Deductible and Standard Plans in 2025.
Premium Plan: The new Premium Plan has flat copays and no deductible when you receive services from an in-network provider. No additional copays apply once your out-of-pocket maximum is met for the year.
The Premium Plan won’t have a Health Reimbursement Account (HRA). If you’re in the Shared Deductible Plan, have money in your HRA, and switch to the Premium Plan, your HRA will be automatically used to pay your medical costs until the money runs out. If you switch to a different plan, you won’t be able to use any remaining HRA money.
Note: If you’re enrolled in the Shared Deductible Plan or Standard Plan for 2024, you’ll be automatically enrolled in the Premium Plan for 2025 with your current carrier, unless you choose a different plan.
Health Savings Account (HSA) limits are increasing
An HSA is available only with the Health Savings Plan. In 2025, the contribution limits will be as follows:
- Employee-only HSA: $4,300 (up from $4,150 in 2024)
- Family HSA: $8,550 (up from $8,300 in 2024)
As in past years, Amazon will contribute the following:
- $500 to an employee-only HSA
- $1,000 to an employee plus spouse or children HSA
- $1,500 to a family HSA
For additional information about your open enrollment window or your benefits, visit Amazon A to Z.